Should You Buy Cruise Insurance and Is It Worth It?

One of the most common questions we hear from our guests is, “Should I buy cruise insurance?” If you want to spend more time relaxing and less time worrying, the answer is yes. Cruise travel insurance offers some peace of mind for travelers. That’s why we offer Princess Vacation Protection (PVP), a simple way to ease your worries before setting sail. This travel protection includes the Cancellation Fee Waiver, a non-insurance feature provide through Princess Cruises, travel insurance benefits underwritten by Nationwide®, and non-insurance emergency assistance services. Available in both a Standard and Platinum plan, choose the plan you want based on the coverage and plan price that works best for you. Captain's Circle members who have achieved Ruby, Platinum or Elite status who elect to purchase Standard PVP automatically receive a complimentary upgrade to PVP Platinum; we'll pay the difference in plan cost on your behalf. Here are some additional benefits of our travel protection plan — Princess’ form of cruise insurance.

Trip Delays

Delayed flights and missed connections; they happen to the best of us. Here at Princess, we understand that some things are out of your control. That’s why Princess Vacation Protection may reimburse you up to $500 for expenses not arranged through Princess — such as hotels and meals — if you are delayed in getting to your trip or up to $1,500 if you are delayed getting home.*

*The Trip Delay benefit is a maximum of $1,500 if you experience both pre-cruise and post-cruise delays.

Trip Interruptions

If you prepaid for land and sea arrangements through Princess — such as a hotel reservation or shuttle — and missed them due to a covered reason like illness or injury, the plan will reimburse up to the total trip cost. In such event, if you need to start your vacation late or end it early, the plan may instead cover the cost of one-way airfare to get your vacation back on track.

Problems with Personal Belongings?

While the possibility of lost, delayed or damaged luggage and other personal items on your vacation is uncommon, it’s wise to be prepared. Princess Vacation Protection covers up to $1,500 with Standard PVP or up to $3,000 under PVP Platinum if your belongings are lost, stolen or damaged during your trip. Princess Vacation Protection also covers up to $500 toward the purchase of necessary personal effects if your luggage is delayed 24 hours or longer en route to your vacation. To help prevent problems, be sure to attach nametags to each of your bags and be sure to keep valuables and important items such as passports and medications with you.

Medical Coverage

Of all the reasons to buy cruise insurance, medical coverage while traveling, especially outside the country, is one of the most important. Enjoy some peace of mind knowing that Princess Vacation Protection can reimburse most medical expenses that may arise on your trip. The Standard plan covers up to $10,000 if you become injured or sick during travel. If you require emergency medical transportation during your trip, the Princess Vacation Protection plan covers up to $25,000 of expenses that are outlined in the PVP policy. Under PVP Platinum, these coverage limits are doubled.

24/7 Support

Nothing says support quite like anytime, anywhere assistance. With just the click of a button, connect with one of the agents of LiveTravel, the emergency assistance provider, who can answer questions and ease your concerns about finding medical care, legal services, passport replacement etc.

There are a lot of things that are out of our control when we travel. Choosing to protect your vacation isn’t one of them. Still wondering: Is cruise insurance worth it? We certainly think so! Travel protection from Princess can help you make the most of your vacation. Before making your purchase of Princess Vacation Protection, please review the terms, conditions and exclusions of the plan by visiting our Princess Vacation Protection page.